64.92 Other credit granting

This class includes

• financial service activities primarily concerned with making intermediation by incurring liabilities – in forms other than currency, deposits or close substitutes for deposits – where the granting of credit can take a variety of forms (e.g. loans, mortgages, credit cards), providing the following types of services:
  • granting of consumer credit by non-depository institutions
  • international trade financing
  • provision of long-term finance to industry
  • provision of banking-like services without a banking license, in cooperation with a licensed bank
  • money lending outside the banking system
  • credit granting by specialised non-depository institutions (e.g. for house purchases)
  • loan securitisation
  • factoring and supply chain financing activities
  • activities of pawnbrokers